Call report 2014Q4
VISIONBANK — 2014Q4
The 22 measures VISIONBANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 39,608,000 | USD | evidence → |
| Total loans | 34,152,000 | USD | evidence → |
| Allowance for loan losses | 459,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 34,763,000 | USD | evidence → |
| Interest-bearing deposits | 29,817,000 | USD | evidence → |
| Noninterest-bearing deposits | 4,946,000 | USD | evidence → |
| Equity capital | 4,813,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,885,000 | USD | evidence → |
| Interest expense | 290,000 | USD | evidence → |
| Net interest income | 1,595,000 | USD | evidence → |
| Noninterest income | -41,000 | USD | evidence → |
| Noninterest expense | 1,153,000 | USD | evidence → |
| Provision for loan losses | 85,000 | USD | evidence → |
| Pretax income | 316,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 316,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 4,813,000 | USD | evidence → |
| Total capital | 5,224,000 | USD | evidence → |
| Risk-weighted assets | 32,805,000 | USD | evidence → |