Call reports 2012
VISIONBANK — 2012
What VISIONBANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 32,576,000 | 31,379,000 | 32,205,000 | 31,332,000 |
| Total loans | 25,931,000 | 25,894,000 | 25,628,000 | 25,474,000 |
| Allowance for loan losses | 646,000 | 674,000 | 689,000 | 410,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,071,000 | 2,051,000 | 2,031,000 | 2,011,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,636,000 | 27,419,000 | 28,275,000 | 27,339,000 |
| Interest-bearing deposits | 26,172,000 | 25,188,000 | 25,679,000 | 25,277,000 |
| Noninterest-bearing deposits | 2,464,000 | 2,231,000 | 2,596,000 | 2,062,000 |
| Equity capital | 3,875,000 | 3,910,000 | 3,878,000 | 3,953,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 413,000 | 812,000 | 1,215,000 | 1,615,000 |
| Interest expense | 85,000 | 168,000 | 250,000 | 332,000 |
| Net interest income | 328,000 | 644,000 | 965,000 | 1,283,000 |
| Noninterest income | 12,000 | 4,000 | 9,000 | 14,000 |
| Noninterest expense | 305,000 | 578,000 | 921,000 | 1,169,000 |
| Provision for loan losses | 0 | 0 | 15,000 | 15,000 |
| Pretax income | 35,000 | 70,000 | 38,000 | 113,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 35,000 | 70,000 | 38,000 | 113,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,875,000 | 3,910,000 | 3,878,000 | 3,953,000 |
| Total capital | 4,220,000 | 4,251,000 | 4,212,000 | 4,280,000 |
| Risk-weighted assets | 27,279,000 | 26,940,000 | 26,403,000 | 26,085,000 |