Call reports 2011
VISIONBANK — 2011
What VISIONBANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 35,299,000 | 32,922,000 | 33,191,000 | 31,262,000 |
| Total loans | 27,625,000 | 27,621,000 | 26,105,000 | 26,102,000 |
| Allowance for loan losses | 675,000 | 592,000 | 593,000 | 638,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,150,000 | 2,130,000 | 2,110,000 | 2,091,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,606,000 | 29,119,000 | 29,223,000 | 27,255,000 |
| Interest-bearing deposits | 30,126,000 | 27,394,000 | 27,386,000 | 24,904,000 |
| Noninterest-bearing deposits | 1,480,000 | 1,725,000 | 1,837,000 | 2,351,000 |
| Equity capital | 3,585,000 | 3,732,000 | 3,885,000 | 3,833,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 476,000 | 941,000 | 1,400,000 | 1,812,000 |
| Interest expense | 143,000 | 265,000 | 374,000 | 458,000 |
| Net interest income | 333,000 | 676,000 | 1,026,000 | 1,354,000 |
| Noninterest income | 19,000 | 45,000 | 132,000 | 166,000 |
| Noninterest expense | 391,000 | 613,000 | 896,000 | 1,200,000 |
| Provision for loan losses | 0 | 0 | 0 | 110,000 |
| Pretax income | -39,000 | 108,000 | 262,000 | 210,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -39,000 | 108,000 | 262,000 | 210,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,585,000 | 3,732,000 | 3,885,000 | 3,833,000 |
| Total capital | 3,965,000 | 3,955,000 | 4,127,000 | 4,179,000 |
| Risk-weighted assets | 30,099,000 | 29,154,000 | 27,722,000 | 27,399,000 |