Call reports 2005
VISIONBANK — 2005
What VISIONBANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q3 | 2005Q4 |
|---|---|---|
| Total assets | 5,977,000 | 7,348,000 |
| Total loans | 0 | 4,158,000 |
| Allowance for loan losses | 0 | 60,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 40,000 | 1,660,000 |
| Interest-bearing deposits | 12,000 | 1,322,000 |
| Noninterest-bearing deposits | 28,000 | 338,000 |
| Equity capital | 5,937,000 | 5,669,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q3 | 2005Q4 |
|---|---|---|
| Interest income | 10,000 | 122,000 |
| Interest expense | 0 | 6,000 |
| Net interest income | 10,000 | 116,000 |
| Noninterest income | 0 | 0 |
| Noninterest expense | 73,000 | 387,000 |
| Provision for loan losses | 0 | 60,000 |
| Pretax income | -63,000 | -331,000 |
| Income tax | 0 | 0 |
| Net income | -63,000 | -331,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q3 | 2005Q4 |
|---|---|---|
| Tier 1 capital | 5,937,000 | 5,669,000 |
| Total capital | 5,937,000 | 5,729,000 |
| Risk-weighted assets | 1,271,000 | 4,870,000 |