Call reports 2012
BOULEVARD BANK — 2012
What BOULEVARD BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 158,836,000 | 153,900,000 | 146,464,000 | 164,959,000 |
| Total loans | 96,339,000 | 99,054,000 | 100,490,000 | 109,167,000 |
| Allowance for loan losses | 1,229,000 | 1,234,000 | 1,065,000 | 1,120,000 |
| Securities available for sale | 51,496,000 | 49,451,000 | 40,328,000 | 47,846,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,345,000 | 129,460,000 | 113,249,000 | 138,326,000 |
| Interest-bearing deposits | 128,220,000 | 121,609,000 | 103,942,000 | 129,914,000 |
| Noninterest-bearing deposits | 7,125,000 | 7,851,000 | 9,307,000 | 8,412,000 |
| Equity capital | 13,688,000 | 14,034,000 | 14,480,000 | 14,731,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,319,000 | 4,687,000 | 7,092,000 | 9,118,000 |
| Interest expense | 381,000 | 753,000 | 1,047,000 | 1,314,000 |
| Net interest income | 1,938,000 | 3,934,000 | 6,045,000 | 7,804,000 |
| Noninterest income | 314,000 | 587,000 | 1,050,000 | 1,540,000 |
| Noninterest expense | 1,806,000 | 3,664,000 | 5,717,000 | 7,544,000 |
| Provision for loan losses | 190,000 | 214,000 | 254,000 | 360,000 |
| Pretax income | 269,000 | 656,000 | 1,178,000 | 1,769,000 |
| Income tax | 82,000 | 210,000 | 392,000 | 601,000 |
| Net income | 187,000 | 446,000 | 786,000 | 1,168,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,827,000 | 13,125,000 | 13,516,000 | 13,970,000 |
| Total capital | 14,056,000 | 14,359,000 | 14,581,000 | 15,090,000 |
| Risk-weighted assets | 102,942,000 | 104,085,000 | 102,816,000 | 109,295,000 |