Call reports 2015
PATAPSCO BANK, THE — 2015
What PATAPSCO BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 |
|---|---|---|
| Total assets | 220,656,000 | 218,742,000 |
| Total loans | 172,055,000 | 164,927,000 |
| Allowance for loan losses | 2,573,000 | 2,478,000 |
| Securities available for sale | 21,306,000 | 20,069,000 |
| Securities held to maturity | 8,744,000 | 5,750,000 |
| Trading assets | 0 | 0 |
| Total deposits | 183,012,000 | 181,195,000 |
| Interest-bearing deposits | 171,345,000 | 167,753,000 |
| Noninterest-bearing deposits | 11,667,000 | 13,442,000 |
| Equity capital | 22,342,000 | 22,237,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 |
|---|---|---|
| Interest income | 2,168,000 | 4,243,000 |
| Interest expense | 346,000 | 654,000 |
| Net interest income | 1,822,000 | 3,589,000 |
| Noninterest income | 163,000 | 311,000 |
| Noninterest expense | 1,975,000 | 3,656,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 15,000 | 249,000 |
| Income tax | -25,000 | 242,000 |
| Net income | 40,000 | 7,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 |
|---|---|---|
| Tier 1 capital | 22,239,000 | 22,206,000 |
| Total capital | 23,953,000 | 23,837,000 |
| Risk-weighted assets | 138,029,000 | 129,537,000 |