Call reports 2014
PATAPSCO BANK, THE — 2014
What PATAPSCO BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 229,895,000 | 230,545,000 | 231,162,000 | 226,465,000 |
| Total loans | 161,098,000 | 162,624,000 | 166,948,000 | 170,935,000 |
| Allowance for loan losses | 2,880,000 | 2,944,000 | 2,961,000 | 2,556,000 |
| Securities available for sale | 22,086,000 | 25,274,000 | 24,076,000 | 23,049,000 |
| Securities held to maturity | 23,977,000 | 19,962,000 | 20,084,000 | 12,800,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 194,828,000 | 194,282,000 | 189,220,000 | 184,161,000 |
| Interest-bearing deposits | 182,740,000 | 181,576,000 | 178,186,000 | 172,915,000 |
| Noninterest-bearing deposits | 12,088,000 | 12,706,000 | 11,034,000 | 11,246,000 |
| Equity capital | 20,004,000 | 21,386,000 | 21,779,000 | 22,194,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,228,000 | 4,481,000 | 6,702,000 | 8,938,000 |
| Interest expense | 407,000 | 808,000 | 1,196,000 | 1,570,000 |
| Net interest income | 1,821,000 | 3,673,000 | 5,506,000 | 7,368,000 |
| Noninterest income | 124,000 | 265,000 | 386,000 | 544,000 |
| Noninterest expense | 1,610,000 | 3,267,000 | 4,809,000 | 6,301,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 335,000 | 723,000 | 1,135,000 | 1,663,000 |
| Income tax | 0 | -911,000 | -911,000 | -751,000 |
| Net income | 335,000 | 1,634,000 | 2,046,000 | 2,414,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,120,000 | 20,338,000 | 20,723,000 | 21,282,000 |
| Total capital | 21,803,000 | 22,026,000 | 22,428,000 | 23,016,000 |
| Risk-weighted assets | 133,463,000 | 133,777,000 | 135,183,000 | 137,886,000 |