Call reports 2013
PATAPSCO BANK, THE — 2013
What PATAPSCO BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 235,302,000 | 231,198,000 | 225,400,000 | 229,777,000 |
| Total loans | 158,858,000 | 158,027,000 | 162,155,000 | 163,911,000 |
| Allowance for loan losses | 3,479,000 | 3,012,000 | 2,621,000 | 2,577,000 |
| Securities available for sale | 32,871,000 | 25,066,000 | 22,911,000 | 21,769,000 |
| Securities held to maturity | 12,082,000 | 25,046,000 | 25,020,000 | 24,999,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 205,339,000 | 201,796,000 | 195,928,000 | 194,943,000 |
| Interest-bearing deposits | 194,427,000 | 190,691,000 | 185,283,000 | 183,476,000 |
| Noninterest-bearing deposits | 10,912,000 | 11,105,000 | 10,645,000 | 11,467,000 |
| Equity capital | 19,762,000 | 19,140,000 | 19,339,000 | 19,677,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,544,000 | 4,830,000 | 7,122,000 | 9,442,000 |
| Interest expense | 451,000 | 886,000 | 1,316,000 | 1,740,000 |
| Net interest income | 2,093,000 | 3,944,000 | 5,806,000 | 7,702,000 |
| Noninterest income | 126,000 | 278,000 | 417,000 | 557,000 |
| Noninterest expense | 2,207,000 | 4,224,000 | 5,935,000 | 7,672,000 |
| Provision for loan losses | -399,000 | 57,000 | 57,000 | 57,000 |
| Pretax income | 411,000 | 34,000 | 324,000 | 623,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 411,000 | 34,000 | 324,000 | 623,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,523,000 | 19,158,000 | 19,459,000 | 19,771,000 |
| Total capital | 21,222,000 | 20,866,000 | 21,172,000 | 21,507,000 |
| Risk-weighted assets | 134,144,000 | 135,362,000 | 136,139,000 | 138,052,000 |