Call reports 2011
PATAPSCO BANK, THE — 2011
What PATAPSCO BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 270,635,000 | 264,576,000 | 256,779,000 | 254,173,000 |
| Total loans | 193,469,000 | 186,764,000 | 184,606,000 | 184,337,000 |
| Allowance for loan losses | 4,216,000 | 4,194,000 | 4,095,000 | 4,919,000 |
| Securities available for sale | 38,004,000 | 39,814,000 | 38,852,000 | 42,331,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 236,075,000 | 231,493,000 | 227,125,000 | 225,434,000 |
| Interest-bearing deposits | 225,581,000 | 220,815,000 | 216,465,000 | 215,191,000 |
| Noninterest-bearing deposits | 10,494,000 | 10,678,000 | 10,660,000 | 10,243,000 |
| Equity capital | 21,477,000 | 19,516,000 | 19,806,000 | 18,677,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,101,000 | 6,214,000 | 9,243,000 | 12,092,000 |
| Interest expense | 860,000 | 1,725,000 | 2,516,000 | 3,235,000 |
| Net interest income | 2,241,000 | 4,489,000 | 6,727,000 | 8,857,000 |
| Noninterest income | 147,000 | 408,000 | 562,000 | 729,000 |
| Noninterest expense | 2,031,000 | 4,170,000 | 6,006,000 | 7,935,000 |
| Provision for loan losses | 1,000,000 | 1,419,000 | 1,742,000 | 3,016,000 |
| Pretax income | -549,000 | -598,000 | -292,000 | -1,198,000 |
| Income tax | -220,000 | 1,844,000 | 1,844,000 | 1,844,000 |
| Net income | -329,000 | -2,442,000 | -2,136,000 | -3,042,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,139,000 | 19,335,000 | 19,654,000 | 18,763,000 |
| Total capital | 22,326,000 | 21,420,000 | 21,724,000 | 20,817,000 |
| Risk-weighted assets | 172,902,000 | 164,711,000 | 163,548,000 | 161,459,000 |