Call reports 2010
PATAPSCO BANK, THE — 2010
What PATAPSCO BANK, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 262,559,000 | 269,877,000 | 271,949,000 | 273,811,000 |
| Total loans | 210,330,000 | 200,696,000 | 200,632,000 | 197,061,000 |
| Allowance for loan losses | 5,307,000 | 3,527,000 | 3,791,000 | 4,405,000 |
| Securities available for sale | 15,832,000 | 25,482,000 | 24,054,000 | 36,571,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 223,119,000 | 230,401,000 | 231,436,000 | 239,516,000 |
| Interest-bearing deposits | 210,527,000 | 216,958,000 | 219,782,000 | 228,304,000 |
| Noninterest-bearing deposits | 12,592,000 | 13,443,000 | 11,654,000 | 11,212,000 |
| Equity capital | 20,988,000 | 21,056,000 | 21,152,000 | 20,994,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,361,000 | 6,631,000 | 9,971,000 | 13,215,000 |
| Interest expense | 1,176,000 | 2,334,000 | 3,466,000 | 4,489,000 |
| Net interest income | 2,185,000 | 4,297,000 | 6,505,000 | 8,726,000 |
| Noninterest income | -665,000 | -871,000 | -731,000 | -584,000 |
| Noninterest expense | 2,250,000 | 4,470,000 | 6,331,000 | 8,203,000 |
| Provision for loan losses | 2,584,000 | 2,909,000 | 3,213,000 | 4,207,000 |
| Pretax income | -3,243,000 | -3,882,000 | -3,632,000 | -4,130,000 |
| Income tax | -1,292,000 | -1,513,000 | -1,419,000 | -1,618,000 |
| Net income | -1,951,000 | -2,369,000 | -2,213,000 | -2,512,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,664,000 | 20,663,000 | 20,833,000 | 20,848,000 |
| Total capital | 23,176,000 | 23,007,000 | 23,094,000 | 23,068,000 |
| Risk-weighted assets | 198,185,000 | 186,318,000 | 179,376,000 | 175,441,000 |