Call reports 2002
PATAPSCO BANK, THE — 2002
What PATAPSCO BANK, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 153,138,000 | 158,435,000 | 153,178,000 | 154,674,000 |
| Total loans | 118,677,000 | 119,788,000 | 118,141,000 | 113,859,000 |
| Allowance for loan losses | 1,426,000 | 1,438,000 | 1,504,000 | 1,194,000 |
| Securities available for sale | 8,191,000 | 18,451,000 | 18,966,000 | 22,071,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,256,000 | 121,187,000 | 117,576,000 | 115,863,000 |
| Interest-bearing deposits | 115,521,000 | 114,128,000 | 110,861,000 | 109,344,000 |
| Noninterest-bearing deposits | 6,735,000 | 7,059,000 | 6,715,000 | 6,519,000 |
| Equity capital | 14,584,000 | 15,006,000 | 15,346,000 | 15,345,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,783,000 | 5,530,000 | 8,275,000 | 11,024,000 |
| Interest expense | 1,220,000 | 2,338,000 | 3,390,000 | 4,395,000 |
| Net interest income | 1,563,000 | 3,192,000 | 4,885,000 | 6,629,000 |
| Noninterest income | 64,000 | 140,000 | 229,000 | 303,000 |
| Noninterest expense | 1,033,000 | 2,106,000 | 3,215,000 | 4,386,000 |
| Provision for loan losses | 90,000 | 180,000 | 300,000 | 420,000 |
| Pretax income | 504,000 | 1,046,000 | 1,599,000 | 2,127,000 |
| Income tax | 194,000 | 405,000 | 614,000 | 805,000 |
| Net income | 310,000 | 641,000 | 985,000 | 1,322,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,910,000 | 12,330,000 | 12,653,000 | 12,687,000 |
| Total capital | 13,100,000 | 13,544,000 | 13,864,000 | 13,881,000 |
| Risk-weighted assets | 94,945,000 | 96,904,000 | 96,583,000 | 96,308,000 |