Call reports 2001
PATAPSCO BANK, THE — 2001
What PATAPSCO BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 165,568,000 | 163,527,000 | 159,064,000 | 154,582,000 |
| Total loans | 140,230,000 | 138,909,000 | 128,910,000 | 123,552,000 |
| Allowance for loan losses | 1,129,000 | 1,161,000 | 1,339,000 | 1,378,000 |
| Securities available for sale | 8,236,000 | 7,668,000 | 5,192,000 | 7,739,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,736,000 | 126,310,000 | 124,876,000 | 124,115,000 |
| Interest-bearing deposits | 116,363,000 | 120,042,000 | 119,256,000 | 118,137,000 |
| Noninterest-bearing deposits | 5,373,000 | 6,268,000 | 5,620,000 | 5,978,000 |
| Equity capital | 13,676,000 | 14,178,000 | 14,490,000 | 14,069,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,317,000 | 6,552,000 | 9,658,000 | 12,548,000 |
| Interest expense | 1,806,000 | 3,578,000 | 5,225,000 | 6,736,000 |
| Net interest income | 1,511,000 | 2,974,000 | 4,433,000 | 5,812,000 |
| Noninterest income | 73,000 | 183,000 | 583,000 | 652,000 |
| Noninterest expense | 945,000 | 1,947,000 | 3,039,000 | 4,072,000 |
| Provision for loan losses | 110,000 | 193,000 | 483,000 | 573,000 |
| Pretax income | 531,000 | 1,019,000 | 1,670,000 | 1,995,000 |
| Income tax | 212,000 | 404,000 | 686,000 | 810,000 |
| Net income | 319,000 | 615,000 | 984,000 | 1,185,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,030,000 | 11,433,000 | 11,823,000 | 11,444,000 |
| Total capital | 12,159,000 | 12,594,000 | 13,023,000 | 12,636,000 |
| Risk-weighted assets | 99,038,000 | 94,584,000 | 95,843,000 | 95,204,000 |