Call reports 2011
CITIZENS NATIONAL BANK OF PARIS, THE — 2011
What CITIZENS NATIONAL BANK OF PARIS, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 215,995,000 | 217,193,000 | 218,621,000 | 207,712,000 |
| Total loans | 113,194,000 | 111,548,000 | 109,276,000 | 110,129,000 |
| Allowance for loan losses | 3,568,000 | 3,590,000 | 3,699,000 | 6,675,000 |
| Securities available for sale | 72,349,000 | 76,034,000 | 80,801,000 | 81,932,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,493,000 | 172,600,000 | 173,395,000 | 169,751,000 |
| Interest-bearing deposits | 156,605,000 | 158,001,000 | 158,402,000 | 154,411,000 |
| Noninterest-bearing deposits | 14,888,000 | 14,599,000 | 14,993,000 | 15,340,000 |
| Equity capital | 21,090,000 | 22,106,000 | 22,596,000 | 18,317,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,866,000 | 3,809,000 | 5,761,000 | 7,760,000 |
| Interest expense | 633,000 | 1,231,000 | 1,814,000 | 2,392,000 |
| Net interest income | 1,233,000 | 2,578,000 | 3,947,000 | 5,368,000 |
| Noninterest income | 280,000 | 542,000 | 805,000 | -1,362,000 |
| Noninterest expense | 1,455,000 | 2,885,000 | 4,232,000 | 6,089,000 |
| Provision for loan losses | 0 | 25,000 | 75,000 | 3,193,000 |
| Pretax income | 58,000 | 337,000 | 665,000 | -5,059,000 |
| Income tax | -22,000 | 44,000 | 132,000 | -1,731,000 |
| Net income | 80,000 | 293,000 | 533,000 | -3,328,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,299,000 | 19,512,000 | 19,753,000 | 16,662,000 |
| Total capital | 21,008,000 | 21,192,000 | 21,388,000 | 18,326,000 |
| Risk-weighted assets | 134,844,000 | 132,484,000 | 128,855,000 | 128,089,000 |