Call reports 2010
CITIZENS NATIONAL BANK OF PARIS, THE — 2010
What CITIZENS NATIONAL BANK OF PARIS, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 246,193,000 | 193,842,000 | 206,932,000 | 205,014,000 |
| Total loans | 148,155,000 | 132,965,000 | 124,669,000 | 118,317,000 |
| Allowance for loan losses | 4,548,000 | 4,631,000 | 4,041,000 | 3,566,000 |
| Securities available for sale | 77,763,000 | 44,000,000 | 49,956,000 | 50,300,000 |
| Securities held to maturity | 0 | 10,000 | 10,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 199,540,000 | 150,816,000 | 162,397,000 | 163,597,000 |
| Interest-bearing deposits | 185,654,000 | 137,256,000 | 150,033,000 | 150,463,000 |
| Noninterest-bearing deposits | 13,886,000 | 13,560,000 | 12,364,000 | 13,134,000 |
| Equity capital | 20,811,000 | 21,715,000 | 22,081,000 | 20,969,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,596,000 | 5,306,000 | 7,535,000 | 9,232,000 |
| Interest expense | 973,000 | 1,888,000 | 2,567,000 | 3,229,000 |
| Net interest income | 1,623,000 | 3,418,000 | 4,968,000 | 6,003,000 |
| Noninterest income | 63,000 | 2,022,000 | 2,159,000 | 2,899,000 |
| Noninterest expense | 1,633,000 | 3,285,000 | 4,706,000 | 6,371,000 |
| Provision for loan losses | 562,000 | 2,621,000 | 2,621,000 | 3,396,000 |
| Pretax income | -494,000 | 338,000 | 611,000 | 536,000 |
| Income tax | -287,000 | 7,000 | 66,000 | -13,000 |
| Net income | -207,000 | 331,000 | 545,000 | 549,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,817,000 | 20,356,000 | 20,569,000 | 19,219,000 |
| Total capital | 21,912,000 | 22,149,000 | 22,346,000 | 20,940,000 |
| Risk-weighted assets | 166,881,000 | 140,650,000 | 140,417,000 | 136,743,000 |