Call reports 2009
CITIZENS NATIONAL BANK OF PARIS, THE — 2009
What CITIZENS NATIONAL BANK OF PARIS, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 246,151,000 | 242,007,000 | 248,921,000 | 240,050,000 |
| Total loans | 158,270,000 | 162,513,000 | 155,365,000 | 152,212,000 |
| Allowance for loan losses | 3,167,000 | 5,215,000 | 4,749,000 | 4,998,000 |
| Securities available for sale | 67,742,000 | 62,930,000 | 69,943,000 | 68,285,000 |
| Securities held to maturity | 0 | 10,000 | 10,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 194,596,000 | 193,665,000 | 197,432,000 | 191,141,000 |
| Interest-bearing deposits | 176,364,000 | 178,850,000 | 182,361,000 | 175,525,000 |
| Noninterest-bearing deposits | 18,232,000 | 14,815,000 | 15,071,000 | 15,616,000 |
| Equity capital | 21,042,000 | 20,845,000 | 22,616,000 | 20,048,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,229,000 | 6,036,000 | 8,984,000 | 11,532,000 |
| Interest expense | 1,349,000 | 2,632,000 | 3,846,000 | 4,932,000 |
| Net interest income | 1,880,000 | 3,404,000 | 5,138,000 | 6,600,000 |
| Noninterest income | 410,000 | 875,000 | 2,765,000 | 2,997,000 |
| Noninterest expense | 1,635,000 | 3,736,000 | 5,492,000 | 7,533,000 |
| Provision for loan losses | 1,125,000 | 3,593,000 | 3,874,000 | 7,701,000 |
| Pretax income | -412,000 | -2,923,000 | -1,049,000 | -5,343,000 |
| Income tax | -236,000 | -1,267,000 | -656,000 | -2,316,000 |
| Net income | -176,000 | -1,656,000 | -393,000 | -3,027,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,036,000 | 19,956,000 | 21,219,000 | 19,184,000 |
| Total capital | 22,252,000 | 22,156,000 | 23,404,000 | 21,380,000 |
| Risk-weighted assets | 176,368,000 | 174,158,000 | 172,434,000 | 173,212,000 |