Call reports 2007
CITIZENS NATIONAL BANK OF PARIS, THE — 2007
What CITIZENS NATIONAL BANK OF PARIS, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 204,295,000 | 205,859,000 | 219,825,000 | 223,315,000 |
| Total loans | 126,709,000 | 134,032,000 | 146,742,000 | 153,318,000 |
| Allowance for loan losses | 1,347,000 | 1,423,000 | 1,614,000 | 1,687,000 |
| Securities available for sale | 60,688,000 | 55,488,000 | 53,751,000 | 54,041,000 |
| Securities held to maturity | 39,000 | 38,000 | 38,000 | 6,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 155,998,000 | 153,094,000 | 168,070,000 | 167,845,000 |
| Interest-bearing deposits | 141,658,000 | 140,228,000 | 153,850,000 | 154,366,000 |
| Noninterest-bearing deposits | 14,340,000 | 12,866,000 | 14,220,000 | 13,479,000 |
| Equity capital | 19,420,000 | 18,820,000 | 19,504,000 | 19,487,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,012,000 | 6,211,000 | 9,558,000 | 13,182,000 |
| Interest expense | 1,582,000 | 3,167,000 | 4,884,000 | 6,776,000 |
| Net interest income | 1,430,000 | 3,044,000 | 4,674,000 | 6,406,000 |
| Noninterest income | 399,000 | 838,000 | 1,263,000 | 1,668,000 |
| Noninterest expense | 1,308,000 | 2,625,000 | 3,924,000 | 5,269,000 |
| Provision for loan losses | 30,000 | 207,000 | 417,000 | 554,000 |
| Pretax income | 477,000 | 1,007,000 | 1,533,000 | 2,188,000 |
| Income tax | 95,000 | 238,000 | 355,000 | 586,000 |
| Net income | 382,000 | 769,000 | 1,178,000 | 1,602,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,373,000 | 19,212,000 | 19,374,000 | 19,105,000 |
| Total capital | 20,720,000 | 20,635,000 | 20,988,000 | 20,792,000 |
| Risk-weighted assets | 148,509,000 | 153,899,000 | 165,227,000 | 172,403,000 |