Call reports 2006
CITIZENS NATIONAL BANK OF PARIS, THE — 2006
What CITIZENS NATIONAL BANK OF PARIS, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 204,478,000 | 204,473,000 | 203,407,000 | 207,945,000 |
| Total loans | 120,100,000 | 124,099,000 | 124,003,000 | 124,760,000 |
| Allowance for loan losses | 1,220,000 | 1,241,000 | 1,240,000 | 1,310,000 |
| Securities available for sale | 66,998,000 | 62,397,000 | 62,166,000 | 62,956,000 |
| Securities held to maturity | 78,000 | 78,000 | 78,000 | 30,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,965,000 | 147,102,000 | 144,487,000 | 153,630,000 |
| Interest-bearing deposits | 128,813,000 | 133,423,000 | 132,404,000 | 141,234,000 |
| Noninterest-bearing deposits | 13,152,000 | 13,679,000 | 12,083,000 | 12,396,000 |
| Equity capital | 18,388,000 | 17,904,000 | 19,090,000 | 18,892,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,757,000 | 5,541,000 | 8,459,000 | 11,385,000 |
| Interest expense | 1,360,000 | 2,808,000 | 4,346,000 | 5,914,000 |
| Net interest income | 1,397,000 | 2,733,000 | 4,113,000 | 5,471,000 |
| Noninterest income | 413,000 | 750,000 | 1,175,000 | 1,622,000 |
| Noninterest expense | 1,354,000 | 2,652,000 | 3,864,000 | 5,039,000 |
| Provision for loan losses | 3,000 | 30,000 | 44,000 | 114,000 |
| Pretax income | 434,000 | 788,000 | 1,370,000 | 1,929,000 |
| Income tax | 101,000 | 162,000 | 309,000 | 483,000 |
| Net income | 333,000 | 626,000 | 1,061,000 | 1,446,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,673,000 | 18,793,000 | 19,150,000 | 18,989,000 |
| Total capital | 19,893,000 | 20,034,000 | 20,390,000 | 20,299,000 |
| Risk-weighted assets | 143,428,000 | 145,018,000 | 144,023,000 | 148,126,000 |