Call reports 2004
CITIZENS NATIONAL BANK OF PARIS, THE — 2004
What CITIZENS NATIONAL BANK OF PARIS, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 190,114,000 | 195,042,000 | 204,474,000 | 205,394,000 |
| Total loans | 111,177,000 | 118,394,000 | 122,992,000 | 123,212,000 |
| Allowance for loan losses | 1,112,000 | 1,184,000 | 1,231,000 | 1,232,000 |
| Securities available for sale | 63,012,000 | 61,300,000 | 62,999,000 | 69,338,000 |
| Securities held to maturity | 10,000 | 30,000 | 30,000 | 58,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,238,000 | 132,122,000 | 139,124,000 | 141,155,000 |
| Interest-bearing deposits | 115,349,000 | 121,432,000 | 128,025,000 | 129,746,000 |
| Noninterest-bearing deposits | 9,889,000 | 10,690,000 | 11,099,000 | 11,409,000 |
| Equity capital | 18,878,000 | 18,183,000 | 18,815,000 | 18,343,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,088,000 | 4,206,000 | 6,477,000 | 8,889,000 |
| Interest expense | 951,000 | 1,896,000 | 2,880,000 | 3,947,000 |
| Net interest income | 1,137,000 | 2,310,000 | 3,597,000 | 4,942,000 |
| Noninterest income | 338,000 | 714,000 | 1,064,000 | 1,440,000 |
| Noninterest expense | 1,306,000 | 2,568,000 | 3,792,000 | 5,049,000 |
| Provision for loan losses | 23,000 | 91,000 | 137,000 | 152,000 |
| Pretax income | 146,000 | 371,000 | 738,000 | 1,187,000 |
| Income tax | 5,000 | 38,000 | 122,000 | 236,000 |
| Net income | 141,000 | 333,000 | 616,000 | 951,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,627,000 | 17,622,000 | 17,907,000 | 17,696,000 |
| Total capital | 18,739,000 | 18,806,000 | 19,138,000 | 18,928,000 |
| Risk-weighted assets | 125,623,000 | 132,682,000 | 138,526,000 | 139,637,000 |