Call reports 2003
CITIZENS NATIONAL BANK OF PARIS, THE — 2003
What CITIZENS NATIONAL BANK OF PARIS, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 188,643,000 | 186,523,000 | 185,960,000 | 188,855,000 |
| Total loans | 100,786,000 | 105,358,000 | 108,949,000 | 111,206,000 |
| Allowance for loan losses | 1,064,000 | 1,057,000 | 1,090,000 | 1,110,000 |
| Securities available for sale | 74,952,000 | 64,189,000 | 62,918,000 | 59,409,000 |
| Securities held to maturity | 497,000 | 1,110,000 | 1,110,000 | 460,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,231,000 | 117,716,000 | 117,127,000 | 124,195,000 |
| Interest-bearing deposits | 108,372,000 | 107,911,000 | 108,923,000 | 113,759,000 |
| Noninterest-bearing deposits | 9,859,000 | 9,805,000 | 8,204,000 | 10,436,000 |
| Equity capital | 18,906,000 | 19,096,000 | 18,949,000 | 18,585,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,157,000 | 4,182,000 | 6,268,000 | 8,402,000 |
| Interest expense | 1,071,000 | 2,087,000 | 3,079,000 | 4,058,000 |
| Net interest income | 1,086,000 | 2,095,000 | 3,189,000 | 4,344,000 |
| Noninterest income | 405,000 | 922,000 | 1,434,000 | 1,752,000 |
| Noninterest expense | 1,253,000 | 2,496,000 | 3,742,000 | 4,927,000 |
| Provision for loan losses | 0 | 0 | 54,000 | 92,000 |
| Pretax income | 238,000 | 541,000 | 972,000 | 1,222,000 |
| Income tax | 40,000 | 102,000 | 208,000 | 247,000 |
| Net income | 198,000 | 439,000 | 764,000 | 975,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,507,000 | 17,651,000 | 17,870,000 | 17,534,000 |
| Total capital | 18,571,000 | 18,708,000 | 18,960,000 | 18,644,000 |
| Risk-weighted assets | 116,217,000 | 119,914,000 | 121,679,000 | 124,343,000 |