Call reports 2002
CITIZENS NATIONAL BANK OF PARIS, THE — 2002
What CITIZENS NATIONAL BANK OF PARIS, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 181,624,000 | 192,511,000 | 199,920,000 | 195,329,000 |
| Total loans | 105,651,000 | 105,737,000 | 107,068,000 | 104,656,000 |
| Allowance for loan losses | 1,094,000 | 1,086,000 | 1,076,000 | 1,079,000 |
| Securities available for sale | 61,055,000 | 69,001,000 | 79,158,000 | 77,244,000 |
| Securities held to maturity | 481,000 | 1,134,000 | 359,000 | 528,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,426,000 | 125,925,000 | 123,795,000 | 121,347,000 |
| Interest-bearing deposits | 112,805,000 | 116,360,000 | 114,279,000 | 112,162,000 |
| Noninterest-bearing deposits | 8,621,000 | 9,565,000 | 9,516,000 | 9,185,000 |
| Equity capital | 17,078,000 | 17,789,000 | 18,397,000 | 18,695,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,659,000 | 5,270,000 | 8,044,000 | 10,675,000 |
| Interest expense | 1,083,000 | 2,246,000 | 3,488,000 | 4,665,000 |
| Net interest income | 1,576,000 | 3,024,000 | 4,556,000 | 6,010,000 |
| Noninterest income | 330,000 | 625,000 | 938,000 | 1,226,000 |
| Noninterest expense | 1,239,000 | 2,551,000 | 3,850,000 | 5,185,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 688,000 | 1,172,000 | 1,785,000 | 2,203,000 |
| Income tax | 186,000 | 303,000 | 468,000 | 567,000 |
| Net income | 502,000 | 869,000 | 1,317,000 | 1,636,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,265,000 | 16,635,000 | 17,086,000 | 17,306,000 |
| Total capital | 17,359,000 | 17,721,000 | 18,162,000 | 18,385,000 |
| Risk-weighted assets | 116,547,000 | 119,348,000 | 121,227,000 | 118,418,000 |