Call reports 2005
CLASSIC BANK CORPORATION — 2005
What CLASSIC BANK CORPORATION reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 |
|---|---|
| Total assets | 333,205,000 |
| Total loans | 256,033,000 |
| Allowance for loan losses | 2,165,000 |
| Securities available for sale | 44,354,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 240,550,000 |
| Interest-bearing deposits | 205,284,000 |
| Noninterest-bearing deposits | 35,266,000 |
| Equity capital | 36,630,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 |
|---|---|
| Interest income | 4,648,000 |
| Interest expense | 1,422,000 |
| Net interest income | 3,226,000 |
| Noninterest income | 604,000 |
| Noninterest expense | 2,227,000 |
| Provision for loan losses | 200,000 |
| Pretax income | 1,403,000 |
| Income tax | 425,000 |
| Net income | 978,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 |
|---|---|
| Tier 1 capital | 27,808,000 |
| Total capital | 29,973,000 |
| Risk-weighted assets | 229,979,000 |