Call reports 2004
CLASSIC BANK CORPORATION — 2004
What CLASSIC BANK CORPORATION reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 340,851,000 | 335,286,000 | 339,245,000 | 344,208,000 |
| Total loans | 259,664,000 | 258,164,000 | 260,187,000 | 265,821,000 |
| Allowance for loan losses | 2,209,000 | 2,203,000 | 2,244,000 | 2,261,000 |
| Securities available for sale | 50,367,000 | 45,573,000 | 47,055,000 | 45,830,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 260,237,000 | 258,251,000 | 242,446,000 | 244,225,000 |
| Interest-bearing deposits | 231,075,000 | 228,408,000 | 212,170,000 | 210,464,000 |
| Noninterest-bearing deposits | 29,162,000 | 29,843,000 | 30,276,000 | 33,761,000 |
| Equity capital | 33,526,000 | 33,200,000 | 35,188,000 | 35,958,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 4,619,000 | 9,136,000 | 13,676,000 | 18,371,000 |
| Interest expense | 1,362,000 | 2,669,000 | 3,967,000 | 5,347,000 |
| Net interest income | 3,257,000 | 6,467,000 | 9,709,000 | 13,024,000 |
| Noninterest income | 568,000 | 1,202,000 | 1,854,000 | 2,480,000 |
| Noninterest expense | 2,330,000 | 4,425,000 | 6,578,000 | 8,930,000 |
| Provision for loan losses | 66,000 | 201,000 | 326,000 | 528,000 |
| Pretax income | 1,470,000 | 3,102,000 | 4,718,000 | 6,105,000 |
| Income tax | 435,000 | 940,000 | 1,433,000 | 1,847,000 |
| Net income | 1,035,000 | 2,162,000 | 3,285,000 | 4,258,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,407,000 | 24,712,000 | 25,907,000 | 26,755,000 |
| Total capital | 25,616,000 | 26,915,000 | 28,151,000 | 29,016,000 |
| Risk-weighted assets | 233,979,000 | 232,086,000 | 233,688,000 | 239,049,000 |