Call reports 2003
CLASSIC BANK CORPORATION — 2003
What CLASSIC BANK CORPORATION reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 249,209,000 | 328,014,000 | 331,981,000 | 340,439,000 |
| Total loans | 189,150,000 | 244,210,000 | 252,383,000 | 257,299,000 |
| Allowance for loan losses | 1,975,000 | 2,888,000 | 2,630,000 | 2,228,000 |
| Securities available for sale | 37,303,000 | 46,484,000 | 42,466,000 | 53,519,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 190,184,000 | 249,320,000 | 261,624,000 | 256,501,000 |
| Interest-bearing deposits | 166,997,000 | 220,779,000 | 232,767,000 | 228,729,000 |
| Noninterest-bearing deposits | 23,187,000 | 28,541,000 | 28,857,000 | 27,772,000 |
| Equity capital | 24,046,000 | 29,683,000 | 30,768,000 | 32,227,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 3,534,000 | 7,181,000 | 11,623,000 | 16,170,000 |
| Interest expense | 1,197,000 | 2,413,000 | 3,876,000 | 5,271,000 |
| Net interest income | 2,337,000 | 4,768,000 | 7,747,000 | 10,899,000 |
| Noninterest income | 440,000 | 983,000 | 1,585,000 | 2,126,000 |
| Noninterest expense | 1,640,000 | 3,461,000 | 5,606,000 | 7,735,000 |
| Provision for loan losses | 122,000 | 168,000 | 214,000 | 280,000 |
| Pretax income | 1,076,000 | 2,183,000 | 3,574,000 | 5,073,000 |
| Income tax | 299,000 | 606,000 | 1,013,000 | 1,452,000 |
| Net income | 777,000 | 1,577,000 | 2,561,000 | 3,621,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,763,000 | 19,412,000 | 21,103,000 | 22,435,000 |
| Total capital | 19,738,000 | 22,198,000 | 23,733,000 | 24,663,000 |
| Risk-weighted assets | 183,170,000 | 222,808,000 | 231,837,000 | 232,834,000 |