Call reports 2002
CLASSIC BANK CORPORATION — 2002
What CLASSIC BANK CORPORATION reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 214,782,000 | 226,865,000 | 232,523,000 | 236,085,000 |
| Total loans | 161,944,000 | 172,960,000 | 176,300,000 | 182,073,000 |
| Allowance for loan losses | 1,628,000 | 1,791,000 | 1,823,000 | 1,912,000 |
| Securities available for sale | 34,355,000 | 34,910,000 | 35,018,000 | 33,790,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 159,572,000 | 160,332,000 | 173,547,000 | 176,080,000 |
| Interest-bearing deposits | 138,575,000 | 139,184,000 | 152,085,000 | 154,452,000 |
| Noninterest-bearing deposits | 20,997,000 | 21,148,000 | 21,462,000 | 21,629,000 |
| Equity capital | 19,873,000 | 21,099,000 | 22,509,000 | 23,034,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,388,000 | 6,900,000 | 10,446,000 | 14,016,000 |
| Interest expense | 1,274,000 | 2,542,000 | 3,838,000 | 5,090,000 |
| Net interest income | 2,114,000 | 4,358,000 | 6,608,000 | 8,926,000 |
| Noninterest income | 395,000 | 783,000 | 1,229,000 | 1,746,000 |
| Noninterest expense | 1,652,000 | 3,151,000 | 4,727,000 | 6,324,000 |
| Provision for loan losses | 96,000 | 255,000 | 305,000 | 402,000 |
| Pretax income | 761,000 | 1,739,000 | 2,809,000 | 3,957,000 |
| Income tax | 198,000 | 464,000 | 762,000 | 1,086,000 |
| Net income | 563,000 | 1,275,000 | 2,047,000 | 2,871,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,649,000 | 15,384,000 | 16,156,000 | 16,980,000 |
| Total capital | 16,277,000 | 17,175,000 | 17,979,000 | 18,892,000 |
| Risk-weighted assets | 153,423,000 | 164,644,000 | 168,210,000 | 174,081,000 |