Call reports 2001
CLASSIC BANK CORPORATION — 2001
What CLASSIC BANK CORPORATION reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 187,426,000 | 191,476,000 | 196,148,000 | 213,719,000 |
| Total loans | 140,441,000 | 145,722,000 | 148,567,000 | 157,329,000 |
| Allowance for loan losses | 1,407,000 | 1,455,000 | 1,492,000 | 1,563,000 |
| Securities available for sale | 27,723,000 | 27,237,000 | 28,058,000 | 34,659,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,533,000 | 147,098,000 | 148,551,000 | 165,501,000 |
| Interest-bearing deposits | 128,309,000 | 129,190,000 | 130,323,000 | 139,559,000 |
| Noninterest-bearing deposits | 17,224,000 | 17,908,000 | 18,228,000 | 25,942,000 |
| Equity capital | 18,796,000 | 19,134,000 | 19,485,000 | 19,266,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,440,000 | 6,839,000 | 10,304,000 | 13,716,000 |
| Interest expense | 1,896,000 | 3,682,000 | 5,332,000 | 6,765,000 |
| Net interest income | 1,544,000 | 3,157,000 | 4,972,000 | 6,951,000 |
| Noninterest income | 291,000 | 688,000 | 1,073,000 | 1,533,000 |
| Noninterest expense | 1,607,000 | 2,912,000 | 4,213,000 | 5,511,000 |
| Provision for loan losses | 58,000 | 127,000 | 198,000 | 325,000 |
| Pretax income | 201,000 | 837,000 | 1,666,000 | 2,686,000 |
| Income tax | 68,000 | 201,000 | 425,000 | 710,000 |
| Net income | 133,000 | 636,000 | 1,241,000 | 1,976,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,420,000 | 13,785,000 | 13,887,000 | 14,017,000 |
| Total capital | 14,827,000 | 15,240,000 | 15,379,000 | 15,580,000 |
| Risk-weighted assets | 130,631,000 | 136,702,000 | 139,145,000 | 150,598,000 |