Call reports 2026
UNITED PACIFIC BANK — 2026
What UNITED PACIFIC BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 187,114,000 | 191,036,000 |
| Total loans | 139,334,000 | 154,490,000 |
| Allowance for loan losses | 2,517,000 | 2,517,000 |
| Securities available for sale | 10,648,000 | 8,547,000 |
| Securities held to maturity | 1,164,000 | 985,000 |
| Trading assets | 0 | 0 |
| Total deposits | 152,984,000 | 156,802,000 |
| Interest-bearing deposits | 142,759,000 | 146,892,000 |
| Noninterest-bearing deposits | 10,225,000 | 9,910,000 |
| Equity capital | 32,090,000 | 32,274,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 3,015,000 | 6,119,000 |
| Interest expense | 1,201,000 | 2,379,000 |
| Net interest income | 1,814,000 | 3,740,000 |
| Noninterest income | 54,000 | 110,000 |
| Noninterest expense | 1,626,000 | 3,307,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 236,000 | 542,000 |
| Income tax | 73,000 | 168,000 |
| Net income | 163,000 | 374,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 32,099,000 | 32,310,000 |