Call reports 2024
UNITED PACIFIC BANK — 2024
What UNITED PACIFIC BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 155,987,000 | 155,646,000 | 155,371,000 | 160,386,000 |
| Total loans | 112,706,000 | 114,179,000 | 116,451,000 | 123,477,000 |
| Allowance for loan losses | 2,809,000 | 2,809,000 | 2,809,000 | 2,809,000 |
| Securities available for sale | 3,966,000 | 8,969,000 | 10,225,000 | 12,854,000 |
| Securities held to maturity | 1,864,000 | 1,671,000 | 2,408,000 | 2,058,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,167,000 | 121,000,000 | 120,293,000 | 125,833,000 |
| Interest-bearing deposits | 111,545,000 | 113,738,000 | 112,061,000 | 119,357,000 |
| Noninterest-bearing deposits | 9,622,000 | 7,262,000 | 8,232,000 | 6,476,000 |
| Equity capital | 30,734,000 | 30,919,000 | 31,378,000 | 31,223,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,846,000 | 5,624,000 | 8,668,000 | 11,444,000 |
| Interest expense | 1,115,000 | 2,301,000 | 3,522,000 | 4,704,000 |
| Net interest income | 1,731,000 | 3,323,000 | 5,146,000 | 6,740,000 |
| Noninterest income | 1,902,000 | 2,037,000 | 2,072,000 | 2,019,000 |
| Noninterest expense | 1,460,000 | 2,912,000 | 4,339,000 | 5,872,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,199,000 | 2,450,000 | 2,950,000 | 2,961,000 |
| Income tax | 651,000 | 725,000 | 873,000 | 877,000 |
| Net income | 1,548,000 | 1,725,000 | 2,077,000 | 2,084,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,764,000 | 30,932,000 | 31,284,000 | 31,291,000 |