Call reports 2023
UNITED PACIFIC BANK — 2023
What UNITED PACIFIC BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 151,400,000 | 153,136,000 | 154,260,000 | 151,042,000 |
| Total loans | 114,120,000 | 115,000,000 | 113,297,000 | 114,195,000 |
| Allowance for loan losses | 2,781,000 | 2,789,000 | 2,797,000 | 2,804,000 |
| Securities available for sale | 2,019,000 | 2,007,000 | 2,002,000 | 3,979,000 |
| Securities held to maturity | 0 | 0 | 999,000 | 988,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,032,000 | 119,881,000 | 121,074,000 | 118,101,000 |
| Interest-bearing deposits | 109,551,000 | 109,878,000 | 111,437,000 | 110,071,000 |
| Noninterest-bearing deposits | 9,481,000 | 10,003,000 | 9,637,000 | 8,030,000 |
| Equity capital | 28,214,000 | 28,520,000 | 28,830,000 | 29,195,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,312,000 | 4,904,000 | 7,651,000 | 10,398,000 |
| Interest expense | 602,000 | 1,330,000 | 2,218,000 | 3,247,000 |
| Net interest income | 1,710,000 | 3,574,000 | 5,433,000 | 7,151,000 |
| Noninterest income | 177,000 | 198,000 | 191,000 | 331,000 |
| Noninterest expense | 1,301,000 | 2,733,000 | 4,105,000 | 5,549,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 586,000 | 1,031,000 | 1,471,000 | 1,933,000 |
| Income tax | 174,000 | 307,000 | 438,000 | 574,000 |
| Net income | 412,000 | 724,000 | 1,033,000 | 1,359,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,259,000 | 28,571,000 | 28,880,000 | 29,206,000 |
| Total capital | 29,874,000 | 30,153,000 | 30,420,000 | — |
| Risk-weighted assets | 127,990,000 | 125,325,000 | 121,871,000 | — |