Call reports 2022
UNITED PACIFIC BANK — 2022
What UNITED PACIFIC BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 167,717,000 | 161,351,000 | 151,988,000 | 148,675,000 |
| Total loans | 113,266,000 | 118,465,000 | 112,709,000 | 110,821,000 |
| Allowance for loan losses | 2,755,000 | 2,761,000 | 2,767,000 | 2,774,000 |
| Securities available for sale | 2,078,000 | 2,535,000 | 2,512,000 | 2,005,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,466,000 | 131,468,000 | 121,699,000 | 116,636,000 |
| Interest-bearing deposits | 124,597,000 | 117,515,000 | 110,524,000 | 107,198,000 |
| Noninterest-bearing deposits | 13,869,000 | 13,953,000 | 11,175,000 | 9,438,000 |
| Equity capital | 26,884,000 | 27,199,000 | 27,504,000 | 27,790,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,320,000 | 2,825,000 | 4,587,000 | 6,654,000 |
| Interest expense | 179,000 | 318,000 | 514,000 | 906,000 |
| Net interest income | 1,141,000 | 2,507,000 | 4,073,000 | 5,748,000 |
| Noninterest income | 199,000 | 551,000 | 687,000 | 738,000 |
| Noninterest expense | 1,179,000 | 2,432,000 | 3,682,000 | 5,000,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 161,000 | 626,000 | 1,078,000 | 1,486,000 |
| Income tax | 48,000 | 186,000 | 320,000 | 441,000 |
| Net income | 113,000 | 440,000 | 758,000 | 1,045,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,915,000 | 27,242,000 | 27,560,000 | 27,847,000 |
| Total capital | 28,370,000 | 28,779,000 | 29,061,000 | 29,334,000 |
| Risk-weighted assets | 115,044,000 | 121,740,000 | 118,746,000 | 117,633,000 |