Call reports 2021
UNITED PACIFIC BANK — 2021
What UNITED PACIFIC BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 183,287,000 | 177,071,000 | 175,957,000 | 174,584,000 |
| Total loans | 126,373,000 | 129,657,000 | 117,443,000 | 118,493,000 |
| Allowance for loan losses | 2,730,000 | 2,736,000 | 2,743,000 | 2,749,000 |
| Securities available for sale | 186,000 | 161,000 | 153,000 | 1,128,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,907,000 | 140,458,000 | 138,485,000 | 138,228,000 |
| Interest-bearing deposits | 128,093,000 | 130,122,000 | 127,277,000 | 125,968,000 |
| Noninterest-bearing deposits | 11,814,000 | 10,336,000 | 11,208,000 | 12,260,000 |
| Equity capital | 25,871,000 | 26,186,000 | 26,750,000 | 26,800,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,719,000 | 3,389,000 | 5,123,000 | 6,574,000 |
| Interest expense | 332,000 | 634,000 | 879,000 | 1,091,000 |
| Net interest income | 1,387,000 | 2,755,000 | 4,244,000 | 5,483,000 |
| Noninterest income | 39,000 | 211,000 | 691,000 | 753,000 |
| Noninterest expense | 973,000 | 2,076,000 | 3,280,000 | 4,498,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 453,000 | 890,000 | 1,655,000 | 1,738,000 |
| Income tax | 134,000 | 255,000 | 455,000 | 480,000 |
| Net income | 319,000 | 635,000 | 1,200,000 | 1,258,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,858,000 | 26,174,000 | 26,739,000 | 26,797,000 |
| Total capital | 27,319,000 | 27,665,000 | 28,150,000 | 28,272,000 |
| Risk-weighted assets | 115,590,000 | 118,025,000 | 111,502,000 | 116,706,000 |