Call reports 2020
UNITED PACIFIC BANK — 2020
What UNITED PACIFIC BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 156,914,000 | 168,818,000 | 173,334,000 | 178,910,000 |
| Total loans | 114,598,000 | 127,563,000 | 137,904,000 | 131,033,000 |
| Allowance for loan losses | 2,723,000 | 2,723,000 | 2,723,000 | 2,724,000 |
| Securities available for sale | 1,292,000 | 1,263,000 | 231,000 | 214,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,483,000 | 126,253,000 | 130,399,000 | 135,730,000 |
| Interest-bearing deposits | 112,077,000 | 116,598,000 | 118,887,000 | 125,933,000 |
| Noninterest-bearing deposits | 6,406,000 | 9,655,000 | 11,512,000 | 9,797,000 |
| Equity capital | 24,996,000 | 25,055,000 | 25,332,000 | 25,553,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,838,000 | 3,428,000 | 5,153,000 | 6,846,000 |
| Interest expense | 619,000 | 1,204,000 | 1,713,000 | 2,117,000 |
| Net interest income | 1,219,000 | 2,224,000 | 3,440,000 | 4,729,000 |
| Noninterest income | 33,000 | 109,000 | 331,000 | 662,000 |
| Noninterest expense | 988,000 | 1,981,000 | 3,022,000 | 4,326,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 264,000 | 352,000 | 749,000 | 1,065,000 |
| Income tax | 78,000 | 104,000 | 221,000 | 315,000 |
| Net income | 186,000 | 248,000 | 528,000 | 750,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,766,000 | 24,828,000 | 25,108,000 | 25,330,000 |
| Total capital | 26,266,000 | 26,325,000 | 26,705,000 | 26,828,000 |
| Risk-weighted assets | 118,758,000 | 118,529,000 | 126,581,000 | 118,582,000 |