Call reports 2019
UNITED PACIFIC BANK — 2019
What UNITED PACIFIC BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 138,449,000 | 141,843,000 | 143,619,000 | 149,364,000 |
| Total loans | 101,599,000 | 107,004,000 | 119,094,000 | 117,531,000 |
| Allowance for loan losses | 2,723,000 | 2,723,000 | 2,723,000 | 2,723,000 |
| Securities available for sale | 1,460,000 | 1,427,000 | 391,000 | 345,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,017,000 | 103,137,000 | 104,567,000 | 112,007,000 |
| Interest-bearing deposits | 93,931,000 | 96,651,000 | 99,092,000 | 105,185,000 |
| Noninterest-bearing deposits | 6,086,000 | 6,486,000 | 5,475,000 | 6,822,000 |
| Equity capital | 24,080,000 | 24,305,000 | 24,549,000 | 24,806,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,665,000 | 3,400,000 | 5,242,000 | 7,120,000 |
| Interest expense | 498,000 | 1,056,000 | 1,651,000 | 2,261,000 |
| Net interest income | 1,167,000 | 2,344,000 | 3,591,000 | 4,859,000 |
| Noninterest income | 71,000 | 127,000 | 157,000 | 356,000 |
| Noninterest expense | 963,000 | 1,914,000 | 2,886,000 | 4,051,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 275,000 | 557,000 | 862,000 | 1,164,000 |
| Income tax | 50,000 | 107,000 | 169,000 | 205,000 |
| Net income | 225,000 | 450,000 | 693,000 | 959,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,713,000 | 23,938,000 | 24,181,000 | 24,446,000 |
| Total capital | 25,052,000 | 25,331,000 | 25,666,000 | 25,942,000 |
| Risk-weighted assets | 105,665,000 | 110,067,000 | 117,496,000 | 118,409,000 |