Call reports 2018
UNITED PACIFIC BANK — 2018
What UNITED PACIFIC BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 134,210,000 | 138,995,000 | 136,265,000 | 139,710,000 |
| Total loans | 102,877,000 | 98,705,000 | 99,945,000 | 96,268,000 |
| Allowance for loan losses | 2,722,000 | 2,722,000 | 2,722,000 | 2,723,000 |
| Securities available for sale | 662,000 | 1,620,000 | 1,530,000 | 1,471,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,765,000 | 100,281,000 | 97,150,000 | 100,296,000 |
| Interest-bearing deposits | 90,576,000 | 92,420,000 | 90,154,000 | 93,440,000 |
| Noninterest-bearing deposits | 8,189,000 | 7,861,000 | 6,996,000 | 6,856,000 |
| Equity capital | 23,159,000 | 23,410,000 | 23,700,000 | 23,853,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,499,000 | 2,900,000 | 4,494,000 | 6,178,000 |
| Interest expense | 278,000 | 590,000 | 992,000 | 1,431,000 |
| Net interest income | 1,221,000 | 2,310,000 | 3,502,000 | 4,747,000 |
| Noninterest income | 89,000 | 219,000 | 350,000 | 450,000 |
| Noninterest expense | 902,000 | 1,835,000 | 2,814,000 | 3,988,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 408,000 | 694,000 | 1,038,000 | 1,209,000 |
| Income tax | 44,000 | 75,000 | 113,000 | 131,000 |
| Net income | 364,000 | 619,000 | 925,000 | 1,078,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,852,000 | 23,107,000 | 23,413,000 | 23,529,000 |
| Total capital | 24,159,000 | 24,379,000 | 24,700,000 | 24,812,000 |
| Risk-weighted assets | 103,128,000 | 100,231,000 | 101,453,000 | 101,192,000 |