Call reports 2017
UNITED PACIFIC BANK — 2017
What UNITED PACIFIC BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 125,027,000 | 130,625,000 | 130,539,000 | 138,311,000 |
| Total loans | 98,952,000 | 102,175,000 | 102,142,000 | 101,913,000 |
| Allowance for loan losses | 2,725,000 | 2,725,000 | 2,725,000 | 2,722,000 |
| Securities available for sale | 1,849,000 | 1,797,000 | 831,000 | 704,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,804,000 | 93,236,000 | 92,669,000 | 103,030,000 |
| Interest-bearing deposits | 80,687,000 | 85,793,000 | 85,240,000 | 92,787,000 |
| Noninterest-bearing deposits | 7,117,000 | 7,443,000 | 7,429,000 | 10,243,000 |
| Equity capital | 21,963,000 | 22,127,000 | 22,457,000 | 22,798,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,202,000 | 2,474,000 | 3,857,000 | 5,308,000 |
| Interest expense | 221,000 | 464,000 | 715,000 | 980,000 |
| Net interest income | 981,000 | 2,010,000 | 3,142,000 | 4,328,000 |
| Noninterest income | 156,000 | 241,000 | 501,000 | 845,000 |
| Noninterest expense | 890,000 | 1,836,000 | 2,857,000 | 3,997,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 247,000 | 415,000 | 741,000 | 1,131,000 |
| Income tax | 23,000 | 45,000 | 80,000 | 118,000 |
| Net income | 224,000 | 370,000 | 661,000 | 1,013,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,969,000 | 22,115,000 | 22,406,000 | 22,488,000 |
| Total capital | 23,174,000 | 23,394,000 | 23,613,000 | 23,732,000 |
| Risk-weighted assets | 94,900,000 | 100,848,000 | 95,018,000 | 98,024,000 |