Call reports 2016
UNITED PACIFIC BANK — 2016
What UNITED PACIFIC BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 114,120,000 | 114,739,000 | 118,834,000 | 122,438,000 |
| Total loans | 83,946,000 | 84,504,000 | 90,920,000 | 92,963,000 |
| Allowance for loan losses | 2,725,000 | 2,725,000 | 2,725,000 | 2,725,000 |
| Securities available for sale | 2,014,000 | 1,965,000 | 1,912,000 | 1,881,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,204,000 | 82,551,000 | 82,392,000 | 86,251,000 |
| Interest-bearing deposits | 79,753,000 | 78,616,000 | 77,979,000 | 79,971,000 |
| Noninterest-bearing deposits | 4,451,000 | 3,935,000 | 4,413,000 | 6,280,000 |
| Equity capital | 20,716,000 | 20,899,000 | 21,117,000 | 21,704,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,110,000 | 2,210,000 | 3,321,000 | 4,527,000 |
| Interest expense | 188,000 | 385,000 | 591,000 | 806,000 |
| Net interest income | 922,000 | 1,825,000 | 2,730,000 | 3,721,000 |
| Noninterest income | 140,000 | 380,000 | 590,000 | 920,000 |
| Noninterest expense | 884,000 | 1,860,000 | 2,772,000 | 3,880,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 178,000 | 345,000 | 548,000 | 761,000 |
| Income tax | 0 | 0 | 0 | -343,000 |
| Net income | 178,000 | 345,000 | 548,000 | 1,104,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,819,000 | 20,986,000 | 21,189,000 | 21,745,000 |
| Total capital | 21,901,000 | 22,083,000 | 22,342,000 | 22,884,000 |
| Risk-weighted assets | 84,919,000 | 86,127,000 | 90,652,000 | 89,491,000 |