Call reports 2013
UNITED PACIFIC BANK — 2013
What UNITED PACIFIC BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 117,751,000 | 112,886,000 | 114,345,000 | 110,456,000 |
| Total loans | 82,765,000 | 74,086,000 | 80,395,000 | 83,366,000 |
| Allowance for loan losses | 3,176,000 | 3,176,000 | 3,192,000 | 2,567,000 |
| Securities available for sale | 3,128,000 | 2,958,000 | 2,824,000 | 2,654,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,172,000 | 88,344,000 | 86,629,000 | 83,917,000 |
| Interest-bearing deposits | 87,399,000 | 84,292,000 | 83,804,000 | 80,628,000 |
| Noninterest-bearing deposits | 2,773,000 | 4,052,000 | 2,825,000 | 3,289,000 |
| Equity capital | 17,329,000 | 17,349,000 | 17,463,000 | 18,141,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,141,000 | 2,078,000 | 3,224,000 | 4,252,000 |
| Interest expense | 216,000 | 420,000 | 615,000 | 797,000 |
| Net interest income | 925,000 | 1,658,000 | 2,609,000 | 3,455,000 |
| Noninterest income | 223,000 | 456,000 | 610,000 | 904,000 |
| Noninterest expense | 942,000 | 1,842,000 | 2,817,000 | 3,904,000 |
| Provision for loan losses | 0 | 0 | 0 | -625,000 |
| Pretax income | 206,000 | 272,000 | 402,000 | 1,080,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 4,000 |
| Net income | 205,000 | 271,000 | 401,000 | 1,076,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,319,000 | 17,385,000 | 17,515,000 | 18,190,000 |
| Total capital | 18,354,000 | 18,357,000 | 18,503,000 | 19,181,000 |
| Risk-weighted assets | 80,619,000 | 75,365,000 | 76,858,000 | 77,734,000 |