Call reports 2012
UNITED PACIFIC BANK — 2012
What UNITED PACIFIC BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 127,085,000 | 124,093,000 | 121,440,000 | 119,265,000 |
| Total loans | 89,214,000 | 92,336,000 | 89,415,000 | 85,842,000 |
| Allowance for loan losses | 3,209,000 | 3,140,000 | 2,931,000 | 3,175,000 |
| Securities available for sale | 3,651,000 | 3,485,000 | 3,411,000 | 3,210,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,955,000 | 92,132,000 | 94,178,000 | 91,790,000 |
| Interest-bearing deposits | 92,520,000 | 89,425,000 | 91,181,000 | 88,692,000 |
| Noninterest-bearing deposits | 3,435,000 | 2,707,000 | 2,997,000 | 3,098,000 |
| Equity capital | 16,172,000 | 16,213,000 | 16,806,000 | 17,129,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,350,000 | 2,683,000 | 3,998,000 | 5,264,000 |
| Interest expense | 313,000 | 601,000 | 863,000 | 1,090,000 |
| Net interest income | 1,037,000 | 2,082,000 | 3,135,000 | 4,174,000 |
| Noninterest income | 88,000 | 168,000 | 751,000 | 952,000 |
| Noninterest expense | 1,060,000 | 2,090,000 | 3,175,000 | 4,113,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 65,000 | 160,000 | 711,000 | 1,013,000 |
| Income tax | 0 | 1,000 | 1,000 | 7,000 |
| Net income | 65,000 | 159,000 | 710,000 | 1,006,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,173,000 | 16,267,000 | 16,818,000 | 17,114,000 |
| Total capital | 17,313,000 | 17,384,000 | 17,916,000 | 18,179,000 |
| Risk-weighted assets | 89,113,000 | 87,292,000 | 85,958,000 | 82,973,000 |