Call reports 2011
UNITED PACIFIC BANK — 2011
What UNITED PACIFIC BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 149,363,000 | 137,949,000 | 130,484,000 | 125,879,000 |
| Total loans | 117,804,000 | 107,567,000 | 98,373,000 | 88,689,000 |
| Allowance for loan losses | 2,865,000 | 3,039,000 | 2,960,000 | 3,225,000 |
| Securities available for sale | 4,383,000 | 4,153,000 | 3,905,000 | 3,687,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,951,000 | 103,226,000 | 97,708,000 | 94,058,000 |
| Interest-bearing deposits | 104,829,000 | 100,248,000 | 95,030,000 | 90,878,000 |
| Noninterest-bearing deposits | 2,122,000 | 2,977,000 | 2,678,000 | 3,180,000 |
| Equity capital | 16,134,000 | 15,954,000 | 16,013,000 | 16,014,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,797,000 | 3,478,000 | 5,036,000 | 6,457,000 |
| Interest expense | 540,000 | 995,000 | 1,383,000 | 1,733,000 |
| Net interest income | 1,257,000 | 2,483,000 | 3,653,000 | 4,724,000 |
| Noninterest income | 381,000 | 850,000 | 810,000 | 861,000 |
| Noninterest expense | 1,021,000 | 2,167,000 | 3,166,000 | 4,193,000 |
| Provision for loan losses | 575,000 | 1,325,000 | 1,325,000 | 1,325,000 |
| Pretax income | 42,000 | -159,000 | 6,000 | 101,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 41,000 | -160,000 | 5,000 | 100,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,049,000 | 15,847,000 | 16,012,000 | 16,108,000 |
| Total capital | 17,532,000 | 17,252,000 | 17,273,000 | 17,260,000 |
| Risk-weighted assets | 117,278,000 | 110,754,000 | 99,194,000 | 90,062,000 |