Call reports 2006
UNITED PACIFIC BANK — 2006
What UNITED PACIFIC BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 101,509,000 | 108,941,000 | 111,732,000 | 112,419,000 |
| Total loans | 70,836,000 | 79,815,000 | 80,499,000 | 89,323,000 |
| Allowance for loan losses | 1,929,000 | 1,900,000 | 1,919,000 | 1,931,000 |
| Securities available for sale | 18,281,000 | 14,718,000 | 11,415,000 | 11,117,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,472,000 | 96,049,000 | 98,220,000 | 98,818,000 |
| Interest-bearing deposits | 83,234,000 | 87,916,000 | 92,748,000 | 90,569,000 |
| Noninterest-bearing deposits | 5,238,000 | 8,134,000 | 5,472,000 | 8,249,000 |
| Equity capital | 12,596,000 | 12,387,000 | 12,941,000 | 13,148,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,513,000 | 3,181,000 | 5,001,000 | 6,960,000 |
| Interest expense | 743,000 | 1,567,000 | 2,528,000 | 3,588,000 |
| Net interest income | 770,000 | 1,614,000 | 2,473,000 | 3,372,000 |
| Noninterest income | 54,000 | 84,000 | 478,000 | 580,000 |
| Noninterest expense | 985,000 | 1,979,000 | 2,815,000 | 3,672,000 |
| Provision for loan losses | -9,000 | -39,000 | -39,000 | -28,000 |
| Pretax income | -152,000 | -242,000 | 175,000 | 308,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | -152,000 | -243,000 | 174,000 | 307,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,727,000 | 12,636,000 | 13,053,000 | 13,186,000 |
| Total capital | 13,688,000 | 13,638,000 | 14,060,000 | 14,269,000 |
| Risk-weighted assets | 75,853,000 | 79,205,000 | 79,567,000 | 85,774,000 |