Call reports 2003
UNITED PACIFIC BANK — 2003
What UNITED PACIFIC BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 123,353,000 | 114,942,000 | 107,669,000 | 89,557,000 |
| Total loans | 86,986,000 | 75,005,000 | 59,844,000 | 54,932,000 |
| Allowance for loan losses | 1,880,000 | 2,279,000 | 2,330,000 | 2,603,000 |
| Securities available for sale | 15,986,000 | 16,863,000 | 19,214,000 | 23,161,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,387,000 | 106,098,000 | 98,036,000 | 79,636,000 |
| Interest-bearing deposits | 103,006,000 | 97,118,000 | 88,667,000 | 73,591,000 |
| Noninterest-bearing deposits | 10,381,000 | 8,980,000 | 9,369,000 | 6,045,000 |
| Equity capital | 8,790,000 | 7,509,000 | 8,870,000 | 9,276,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,659,000 | 3,206,000 | 4,481,000 | 5,623,000 |
| Interest expense | 632,000 | 1,194,000 | 1,634,000 | 2,000,000 |
| Net interest income | 1,027,000 | 2,012,000 | 2,847,000 | 3,623,000 |
| Noninterest income | 71,000 | 130,000 | 178,000 | 222,000 |
| Noninterest expense | 1,636,000 | 3,509,000 | 4,857,000 | 6,497,000 |
| Provision for loan losses | 100,000 | 650,000 | 650,000 | 650,000 |
| Pretax income | -638,000 | -2,017,000 | -2,482,000 | -3,302,000 |
| Income tax | 0 | 15,000 | 1,000 | 1,000 |
| Net income | -638,000 | -2,032,000 | -2,483,000 | -3,303,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,925,000 | 7,526,000 | 9,058,000 | 9,458,000 |
| Total capital | 10,137,000 | 8,592,000 | 9,925,000 | 10,214,000 |
| Risk-weighted assets | 96,257,000 | 84,097,000 | 67,870,000 | 58,656,000 |