Call reports 2002
UNITED PACIFIC BANK — 2002
What UNITED PACIFIC BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 137,579,000 | 134,116,000 | 134,029,000 | 125,154,000 |
| Total loans | 103,260,000 | 101,066,000 | 93,703,000 | 89,569,000 |
| Allowance for loan losses | 2,439,000 | 2,588,000 | 1,813,000 | 1,571,000 |
| Securities available for sale | 17,098,000 | 14,654,000 | 10,472,000 | 9,126,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,496,000 | 122,210,000 | 123,035,000 | 114,872,000 |
| Interest-bearing deposits | 116,995,000 | 113,221,000 | 113,786,000 | 106,101,000 |
| Noninterest-bearing deposits | 9,501,000 | 8,989,000 | 9,249,000 | 8,771,000 |
| Equity capital | 10,038,000 | 10,312,000 | 9,799,000 | 9,514,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,124,000 | 4,265,000 | 6,208,000 | 7,648,000 |
| Interest expense | 951,000 | 1,822,000 | 2,661,000 | 3,390,000 |
| Net interest income | 1,173,000 | 2,443,000 | 3,547,000 | 4,258,000 |
| Noninterest income | 217,000 | 339,000 | 442,000 | 535,000 |
| Noninterest expense | 1,179,000 | 2,350,000 | 3,624,000 | 7,963,000 |
| Provision for loan losses | 45,000 | 100,000 | 540,000 | 253,000 |
| Pretax income | 166,000 | 332,000 | -155,000 | -3,403,000 |
| Income tax | 0 | 0 | 0 | 1,000 |
| Net income | 166,000 | 332,000 | -155,000 | -3,404,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,150,000 | 10,316,000 | 9,829,000 | 9,578,000 |
| Total capital | 11,587,000 | 11,715,000 | 11,133,000 | 10,806,000 |
| Risk-weighted assets | 113,922,000 | 110,723,000 | 103,809,000 | 97,873,000 |