Call reports 2001
UNITED PACIFIC BANK — 2001
What UNITED PACIFIC BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 167,495,000 | 145,434,000 | 133,108,000 | 129,764,000 |
| Total loans | 103,719,000 | 96,333,000 | 95,220,000 | 101,647,000 |
| Allowance for loan losses | 1,223,000 | 1,558,000 | 1,496,000 | 2,572,000 |
| Securities available for sale | 25,503,000 | 19,906,000 | 19,869,000 | 16,858,000 |
| Securities held to maturity | 4,082,000 | 2,996,000 | 2,997,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 151,392,000 | 130,646,000 | 117,692,000 | 119,187,000 |
| Interest-bearing deposits | 140,784,000 | 120,856,000 | 107,916,000 | 108,955,000 |
| Noninterest-bearing deposits | 10,608,000 | 9,790,000 | 9,776,000 | 10,232,000 |
| Equity capital | 13,827,000 | 13,860,000 | 13,952,000 | 9,939,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,552,000 | 6,611,000 | 9,305,000 | 11,700,000 |
| Interest expense | 2,076,000 | 3,908,000 | 5,350,000 | 6,468,000 |
| Net interest income | 1,476,000 | 2,703,000 | 3,955,000 | 5,232,000 |
| Noninterest income | 169,000 | 348,000 | 534,000 | 620,000 |
| Noninterest expense | 1,237,000 | 2,499,000 | 3,659,000 | 5,312,000 |
| Provision for loan losses | 350,000 | 400,000 | 590,000 | 3,595,000 |
| Pretax income | 58,000 | 279,000 | 441,000 | -2,789,000 |
| Income tax | 24,000 | 114,000 | 181,000 | 974,000 |
| Net income | 34,000 | 165,000 | 260,000 | -3,763,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,045,000 | 13,175,000 | 13,269,000 | 9,986,000 |
| Total capital | 14,268,000 | 14,589,000 | 14,647,000 | 11,368,000 |
| Risk-weighted assets | 123,993,000 | 112,964,000 | 110,130,000 | 109,345,000 |