Call reports 2018
HERITAGE STATE BANK — 2018
What HERITAGE STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 |
|---|---|
| Total assets | 134,657,000 |
| Total loans | 102,459,000 |
| Allowance for loan losses | 1,473,000 |
| Securities available for sale | 16,270,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 117,064,000 |
| Interest-bearing deposits | 90,726,000 |
| Noninterest-bearing deposits | 26,337,000 |
| Equity capital | 12,236,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 |
|---|---|
| Interest income | 1,451,000 |
| Interest expense | 154,000 |
| Net interest income | 1,297,000 |
| Noninterest income | 282,000 |
| Noninterest expense | 1,206,000 |
| Provision for loan losses | 0 |
| Pretax income | 284,000 |
| Income tax | 0 |
| Net income | 284,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 |
|---|---|
| Tier 1 capital | 12,157,000 |
| Total capital | 13,406,000 |
| Risk-weighted assets | 99,701,000 |