Call report 2005Q4
HERITAGE STATE BANK — 2005Q4
The 22 measures HERITAGE STATE BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 87,057,000 | USD | evidence → |
| Total loans | 69,439,000 | USD | evidence → |
| Allowance for loan losses | 951,000 | USD | evidence → |
| Securities available for sale | 10,233,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 68,512,000 | USD | evidence → |
| Interest-bearing deposits | 58,520,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,992,000 | USD | evidence → |
| Equity capital | 5,924,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,700,000 | USD | evidence → |
| Interest expense | 1,846,000 | USD | evidence → |
| Net interest income | 2,854,000 | USD | evidence → |
| Noninterest income | 949,000 | USD | evidence → |
| Noninterest expense | 2,873,000 | USD | evidence → |
| Provision for loan losses | 120,000 | USD | evidence → |
| Pretax income | 810,000 | USD | evidence → |
| Income tax | 30,000 | USD | evidence → |
| Net income | 780,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,740,000 | USD | evidence → |
| Total capital | 6,516,000 | USD | evidence → |
| Risk-weighted assets | 61,942,000 | USD | evidence → |