Call report 2004Q4
HERITAGE STATE BANK — 2004Q4
The 22 measures HERITAGE STATE BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 78,393,000 | USD | evidence → |
| Total loans | 62,864,000 | USD | evidence → |
| Allowance for loan losses | 842,000 | USD | evidence → |
| Securities available for sale | 8,446,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 58,308,000 | USD | evidence → |
| Interest-bearing deposits | 49,464,000 | USD | evidence → |
| Noninterest-bearing deposits | 8,844,000 | USD | evidence → |
| Equity capital | 5,815,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,022,000 | USD | evidence → |
| Interest expense | 1,228,000 | USD | evidence → |
| Net interest income | 2,794,000 | USD | evidence → |
| Noninterest income | 882,000 | USD | evidence → |
| Noninterest expense | 2,721,000 | USD | evidence → |
| Provision for loan losses | 120,000 | USD | evidence → |
| Pretax income | 835,000 | USD | evidence → |
| Income tax | -4,000 | USD | evidence → |
| Net income | 839,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,448,000 | USD | evidence → |
| Total capital | 6,153,000 | USD | evidence → |
| Risk-weighted assets | 56,268,000 | USD | evidence → |