Call report 2004Q2
HERITAGE STATE BANK — 2004Q2
The 22 measures HERITAGE STATE BANK reported to the FFIEC for 2004Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 72,781,000 | USD | evidence → |
| Total loans | 57,417,000 | USD | evidence → |
| Allowance for loan losses | 791,000 | USD | evidence → |
| Securities available for sale | 8,439,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 55,395,000 | USD | evidence → |
| Interest-bearing deposits | 46,561,000 | USD | evidence → |
| Noninterest-bearing deposits | 8,834,000 | USD | evidence → |
| Equity capital | 5,565,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,953,000 | USD | evidence → |
| Interest expense | 581,000 | USD | evidence → |
| Net interest income | 1,372,000 | USD | evidence → |
| Noninterest income | 440,000 | USD | evidence → |
| Noninterest expense | 1,324,000 | USD | evidence → |
| Provision for loan losses | 60,000 | USD | evidence → |
| Pretax income | 428,000 | USD | evidence → |
| Income tax | -9,000 | USD | evidence → |
| Net income | 437,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,305,000 | USD | evidence → |
| Total capital | 5,945,000 | USD | evidence → |
| Risk-weighted assets | 51,022,000 | USD | evidence → |