Call report 2003Q4
HERITAGE STATE BANK — 2003Q4
The 22 measures HERITAGE STATE BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 74,531,000 | USD | evidence → |
| Total loans | 56,013,000 | USD | evidence → |
| Allowance for loan losses | 732,000 | USD | evidence → |
| Securities available for sale | 11,455,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 56,617,000 | USD | evidence → |
| Interest-bearing deposits | 47,565,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,052,000 | USD | evidence → |
| Equity capital | 6,056,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,092,000 | USD | evidence → |
| Interest expense | 1,436,000 | USD | evidence → |
| Net interest income | 2,656,000 | USD | evidence → |
| Noninterest income | 818,000 | USD | evidence → |
| Noninterest expense | 2,399,000 | USD | evidence → |
| Provision for loan losses | 120,000 | USD | evidence → |
| Pretax income | 949,000 | USD | evidence → |
| Income tax | -1,000 | USD | evidence → |
| Net income | 950,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,640,000 | USD | evidence → |
| Total capital | 6,267,000 | USD | evidence → |
| Risk-weighted assets | 50,062,000 | USD | evidence → |