Call reports 2026
FIRST COMMERCIAL BANK (U.S.A) — 2026
What FIRST COMMERCIAL BANK (U.S.A) reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 871,581,000 | 849,866,000 |
| Total loans | 726,553,000 | 732,112,000 |
| Allowance for loan losses | 10,807,000 | 10,757,000 |
| Securities available for sale | 29,528,000 | 29,669,000 |
| Securities held to maturity | 13,470,000 | 16,069,000 |
| Trading assets | 0 | 0 |
| Total deposits | 670,130,000 | 646,751,000 |
| Interest-bearing deposits | 601,838,000 | 578,948,000 |
| Noninterest-bearing deposits | 68,292,000 | 67,803,000 |
| Equity capital | 193,604,000 | 195,767,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 12,796,000 | 24,625,000 |
| Interest expense | 5,037,000 | 9,857,000 |
| Net interest income | 7,759,000 | 14,768,000 |
| Noninterest income | 160,000 | 188,000 |
| Noninterest expense | 4,183,000 | 8,285,000 |
| Provision for loan losses | -60,000 | -110,000 |
| Pretax income | 3,735,000 | 6,673,000 |
| Income tax | 1,105,000 | 1,980,000 |
| Net income | 2,630,000 | 4,693,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 193,631,000 | 195,693,000 |
| Total capital | 201,885,000 | 204,108,000 |
| Risk-weighted assets | 657,429,000 | 670,476,000 |