Call reports 2024
FIRST COMMERCIAL BANK (U.S.A) — 2024
What FIRST COMMERCIAL BANK (U.S.A) reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 857,646,000 | 863,278,000 | 856,161,000 | 866,361,000 |
| Total loans | 740,507,000 | 737,712,000 | 706,264,000 | 688,896,000 |
| Allowance for loan losses | 10,500,000 | 10,500,000 | 10,502,000 | 10,102,000 |
| Securities available for sale | 30,599,000 | 20,611,000 | 15,585,000 | 15,593,000 |
| Securities held to maturity | 10,861,000 | 10,632,000 | 12,189,000 | 12,090,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 626,031,000 | 618,200,000 | 615,102,000 | 639,409,000 |
| Interest-bearing deposits | 563,627,000 | 556,278,000 | 554,058,000 | 573,672,000 |
| Noninterest-bearing deposits | 62,404,000 | 61,922,000 | 61,044,000 | 65,737,000 |
| Equity capital | 174,352,000 | 177,256,000 | 179,932,000 | 182,574,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 13,763,000 | 27,530,000 | 41,196,000 | 54,303,000 |
| Interest expense | 6,036,000 | 12,275,000 | 18,453,000 | 24,496,000 |
| Net interest income | 7,727,000 | 15,255,000 | 22,743,000 | 29,807,000 |
| Noninterest income | 66,000 | 168,000 | 265,000 | 320,000 |
| Noninterest expense | 3,497,000 | 7,012,000 | 10,768,000 | 14,518,000 |
| Provision for loan losses | -90,000 | -90,000 | -90,000 | -490,000 |
| Pretax income | 4,296,000 | 8,410,000 | 12,301,000 | 16,070,000 |
| Income tax | 1,268,000 | 2,489,000 | 3,641,000 | 4,766,000 |
| Net income | 3,028,000 | 5,921,000 | 8,660,000 | 11,304,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 174,265,000 | 177,158,000 | 179,896,000 | 182,540,000 |
| Total capital | 182,012,000 | 184,749,000 | 187,580,000 | 190,075,000 |
| Risk-weighted assets | 616,819,000 | 604,233,000 | 611,698,000 | 600,031,000 |