Call reports 2023
FIRST COMMERCIAL BANK (U.S.A) — 2023
What FIRST COMMERCIAL BANK (U.S.A) reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 855,037,000 | 855,612,000 | 848,233,000 | 862,884,000 |
| Total loans | 717,657,000 | 713,795,000 | 706,533,000 | 724,888,000 |
| Allowance for loan losses | 9,727,000 | 10,147,000 | 10,627,000 | 10,590,000 |
| Securities available for sale | 32,926,000 | 23,080,000 | 25,533,000 | 20,505,000 |
| Securities held to maturity | 9,172,000 | 11,506,000 | 11,422,000 | 11,006,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 610,843,000 | 586,099,000 | 588,552,000 | 622,601,000 |
| Interest-bearing deposits | 514,896,000 | 513,598,000 | 514,173,000 | 555,845,000 |
| Noninterest-bearing deposits | 95,947,000 | 72,501,000 | 74,378,000 | 66,756,000 |
| Equity capital | 161,491,000 | 165,167,000 | 168,312,000 | 171,202,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 12,538,000 | 25,704,000 | 39,065,000 | 52,660,000 |
| Interest expense | 3,629,000 | 8,112,000 | 13,233,000 | 18,871,000 |
| Net interest income | 8,909,000 | 17,592,000 | 25,832,000 | 33,789,000 |
| Noninterest income | 120,000 | 210,000 | 294,000 | 385,000 |
| Noninterest expense | 3,486,000 | 6,860,000 | 10,511,000 | 14,432,000 |
| Provision for loan losses | 300,000 | 720,000 | 1,200,000 | 1,201,000 |
| Pretax income | 5,247,000 | 10,240,000 | 14,724,000 | 18,854,000 |
| Income tax | 1,590,000 | 3,031,000 | 4,363,000 | 5,599,000 |
| Net income | 3,657,000 | 7,209,000 | 10,361,000 | 13,255,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 161,637,000 | 165,189,000 | 168,341,000 | 171,235,000 |
| Total capital | 169,571,000 | 172,901,000 | 176,124,000 | 178,910,000 |
| Risk-weighted assets | 632,552,000 | 614,134,000 | 619,722,000 | 611,022,000 |